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陈红, 王焱荣. 数字普惠金融对粮食主产区农业绿色发展的效应研究[J]. 中国林业经济, 2024, (1): 35-46. DOI: 10.13691/j.cnki.cn23-1539/f.2024.01.005
引用本文: 陈红, 王焱荣. 数字普惠金融对粮食主产区农业绿色发展的效应研究[J]. 中国林业经济, 2024, (1): 35-46. DOI: 10.13691/j.cnki.cn23-1539/f.2024.01.005
CHEN Hong, WANG Yan-rong. Effect of Digital Inclusive Finance on Green Development of Agriculture in Major Grain Production Areas[J]. China Forestry Economics, 2024, (1): 35-46. DOI: 10.13691/j.cnki.cn23-1539/f.2024.01.005
Citation: CHEN Hong, WANG Yan-rong. Effect of Digital Inclusive Finance on Green Development of Agriculture in Major Grain Production Areas[J]. China Forestry Economics, 2024, (1): 35-46. DOI: 10.13691/j.cnki.cn23-1539/f.2024.01.005

数字普惠金融对粮食主产区农业绿色发展的效应研究

Effect of Digital Inclusive Finance on Green Development of Agriculture in Major Grain Production Areas

  • 摘要: 粮食主产区承担着保障国家粮食安全和生态安全的双重责任,数字普惠金融的发展为主产区农业实现绿色转型提供了新机遇和新动力。利用2011—2021年粮食主产区13个省份的省级层面的面板数据,系统考察数字普惠金融对粮食主产区农业绿色发展的影响。研究发现:(1)粮食主产区各省份的农业绿色发展水平存在较大的差异,但总体趋势呈现上升的态势;(2)数字普惠金融的发展会显著提升主产区各省份的农业绿色发展水平;(3)数字普惠金融对主产区各省份农业绿色发展存在双重门槛效应,存在马太效应,即对于农业绿色发展水平高的省份数字普惠金融的影响强度大。基于本文的研究结论,提出加强主产区数字普惠金融的制度和基础设施建设、创新服务于农业绿色生产金融产品和服务、提升农户数字普惠金融的素养、建设灵活的信用评级系统的对策建议。

     

    Abstract: The main grain producing areas bear the dual responsibility of ensuring national food security and ecological security. The development of digital inclusive finance provides new opportunities and impetus for the green transformation of agriculture in these areas. We systematically examine the impact of digital inclusive finance on the green development of agriculture in major grain producing regions by using the panel data from 2011 to 2021 at the provincial level across 13 major grain-producing provinces. The results show:(1) there are significant differences in the level of agricultural green development among provinces in the main grain producing areas, but the overall trend is showing an overall upward trend.(2) The development of digital inclusive finance will significantly enhance agricultural green development level in major production areas and provinces.(3) Digital inclusive finance has a dual threshold effect on the green development of agriculture in various provinces in the main production areas,and there is a Matthew effect, which means that the impact of digital inclusive finance on provinces with high levels of agricultural green development is strong. From the findings of this study,suggestions are proposed to strengthen the institutional and infrastructure construction of digital inclusive finance in the main production areas, innovate financial products and services for agricultural green production, enhance the literacy of farmers in digital inclusive finance, and build a flexible credit rating system.

     

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