Abstract: Based on the 2014 household micro-survey data of 87 forest industry and forestry bureaus in key state-owned forest areas in 2022,OLS regression was used to empirically study the influencing factors of household savings rate in key state-owned forest areas.The results showed that the family dependency ratio,per capita education level,household employment status,proportion of education expenditure and debt were consistent with the conclusions of the previous studies,and had a significant negative impact on the household savings rate in key state-owned forest areas.The effects of family age structure,per capita health and total household income on household savings rate are also in line with the positive effect mechanism.In view of this,it is proposed that forest industry enterprises and relevant local government departments should make precise efforts in stabilizing employment,protecting people's livelihood and promoting development,so as to ensure that households in forest areas increase income while reducing the uncertainty of expected income;Improve the reform of the education system and curb the motivation to save in education;Improve the level and coverage of social security,reduce residents' worries caused by pension and medical care,thereby reducing the household savings rate,stimulating investment and consumption,and activating the new vitality of forest area development.